About
Morpho — The open credit network for the world.
The open credit network for the world: $16B+ in deposits, 30+ audits, and Coinbase, Robinhood and Société Générale building onchain credit on Morpho.
Value proposition
Morpho is an open credit network for lending onchain: institutions deploy capital with their own compliance, custody and counterparties, fintechs embed earn and borrow products without running a backend, and users lend, borrow or deposit into curated vaults. Underneath are three immutable protocols — Midnight for fixed-rate, fixed-term loans, Morpho Blue for variable-rate isolated markets, and Vaults for curated allocation — holding $16B+ in deposits, with Coinbase, Robinhood and Société Générale building on them.
- Business
- Crypto protocol
- Who it’s for
- Lenders







